| Salaries a year | Net per payment | Net a year |
|---|---|---|
| 12 | €1,771 | €21,252 |
| 13 | €1,755 | €22,818 |
| 14 | €1,731 | €24,235 |
- 14th salary worth €1,417 net
- Gross a year with 13: €26,000
Questions people ask
Is a 13th salary compulsory in Cyprus?
No law requires it in the private sector. It is paid where an employment contract or a collective agreement provides for it, and is common in banking, the public and semi-public sector and many larger employers. Check your contract.
When is the 13th salary paid?
Usually in December, with the December salary, though some contracts split it or pay it at another time.
Is the 13th salary taxed more?
It is taxed as part of your yearly income, not separately. Because it raises the year's total, more of your income can fall into a higher band, so the 13th payment can be worth slightly less net than a normal month. The calculator shows exactly how much.
More calculators
Estimates for a standard employee under the 2026 rules (Social Insurance 8.8%, GHS 2.65%, income tax bands), not tax advice.