13th salary calculator, Cyprus 2026

The same monthly salary paid 12, 13 or 14 times a year, after Social Insurance, GHS and income tax.

As on your contract, before any deductions.

Your 13th salary is worth
€1,566after tax
Salaries a yearNet per paymentNet a year
12€1,771€21,252
13€1,755€22,818
14€1,731€24,235
  • 14th salary worth €1,417 net
  • Gross a year with 13: €26,000

Questions people ask

Is a 13th salary compulsory in Cyprus?

No law requires it in the private sector. It is paid where an employment contract or a collective agreement provides for it, and is common in banking, the public and semi-public sector and many larger employers. Check your contract.

When is the 13th salary paid?

Usually in December, with the December salary, though some contracts split it or pay it at another time.

Is the 13th salary taxed more?

It is taxed as part of your yearly income, not separately. Because it raises the year's total, more of your income can fall into a higher band, so the 13th payment can be worth slightly less net than a normal month. The calculator shows exactly how much.

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Estimates for a standard employee under the 2026 rules (Social Insurance 8.8%, GHS 2.65%, income tax bands), not tax advice.