Your take-home pay under the 2026 tax rules, against what homes rent for in each district. What is left each month, and the salary that makes it comfortable.
| Take-home pay | €2,138 |
|---|---|
| Rent | −€1,150 |
| Bills | −€200 |
| Left | €788 |
| Home size | Typical rent | Agents' average | On estates.com.cy now | Comfortable on |
|---|---|---|---|---|
| Studio / 1 bed | €900 – €1,400 | €1,000 – €1,100 | too few to say | €5,100 gross |
| 2 beds | €1,200 – €2,000 | €1,400 – €1,500 | €1,750 (5 homes) | €7,450 gross |
| 3 beds | €1,700 – €3,200 | – | €2,875 (4 homes) | €11,900 gross |
"Comfortable on": the gross monthly salary (12 salaries) at which the middle of the typical range is 30% of take-home pay.
| Home size | Typical rent | Agents' average | On estates.com.cy now | Comfortable on |
|---|---|---|---|---|
| Studio / 1 bed | €550 – €850 | €600 – €650 | too few to say | €2,800 gross |
| 2 beds | €750 – €1,150 | €800 – €900 | too few to say | €4,050 gross |
| 3 beds | €950 – €1,500 | – | too few to say | €5,650 gross |
"Comfortable on": the gross monthly salary (12 salaries) at which the middle of the typical range is 30% of take-home pay.
| Home size | Typical rent | Agents' average | On estates.com.cy now | Comfortable on |
|---|---|---|---|---|
| Studio / 1 bed | €600 – €900 | €500 – €600 | too few to say | €3,050 gross |
| 2 beds | €800 – €1,250 | €700 – €800 | too few to say | €4,600 gross |
| 3 beds | €1,000 – €1,600 | – | too few to say | €5,900 gross |
"Comfortable on": the gross monthly salary (12 salaries) at which the middle of the typical range is 30% of take-home pay.
| Home size | Typical rent | Agents' average | On estates.com.cy now | Comfortable on |
|---|---|---|---|---|
| Studio / 1 bed | €550 – €850 | €500 – €550 | too few to say | €2,800 gross |
| 2 beds | €750 – €1,200 | €700 – €800 | too few to say | €4,300 gross |
| 3 beds | €950 – €1,500 | – | too few to say | €5,650 gross |
"Comfortable on": the gross monthly salary (12 salaries) at which the middle of the typical range is 30% of take-home pay.
Ayia Napa, Protaras and Paralimni. Summer rents in the resorts run higher.
| Home size | Typical rent | Agents' average | On estates.com.cy now | Comfortable on |
|---|---|---|---|---|
| Studio / 1 bed | €500 – €750 | – | too few to say | €2,550 gross |
| 2 beds | €600 – €950 | – | too few to say | €3,300 gross |
| 3 beds | no figure | – | too few to say | – |
"Comfortable on": the gross monthly salary (12 salaries) at which the middle of the typical range is 30% of take-home pay.
Typical rent, and the gross monthly salary at which it is a comfortable 30% of take-home pay.
Rents vary by street, view and furnishing. The figures are a starting point, not an offer; this is not financial advice.
A common guide is to keep rent to about 30% of your take-home pay, the amount that reaches your bank after Social Insurance, GHS and income tax. Up to 40% is possible but leaves little for everything else. On €2,500 gross a month (12 salaries) you take home about €2,138, so a comfortable rent is up to about €641.
To rent a typical 1-bedroom flat in Limassol (about €1,150 a month) within the 30% guide you need about €5,100 gross a month; for a 2-bedroom (about €1,600), about €7,450. Many people share, or live just outside the city, to spend less.
Limassol is clearly the most expensive. Nicosia, Larnaca and Paphos are much closer to each other, and the Famagusta area (Ayia Napa, Protaras, Paralimni) is cheapest outside the summer season. The table on this page puts the districts side by side.
For a 2-bedroom flat, electricity, water, internet and the building's common charges usually come to €130 to €275 a month, more in summer when the air conditioning runs. The calculator starts from €200; change it to your own figure.
From published 2026 figures for each district, named under the table, and from the homes for rent on estates.com.cy at the moment. Rents vary a lot by street, view and furnishing: use them as a starting point and type the rent of a home you are looking at.
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