Product Manager – Client Funding

The main responsibilities of the position include:

Own the client facing funding product, driving the delivery and continuous improvement of deposits, withdrawals, wallets, and money movement experiences.
Deliver simple, consistent client funding journeys across card payments, bank transfers, e-wallets, local payment methods, open banking, and alternative payment methods.
Manage and adapt client funding products across countries, currencies, payment methods, and regulatory jurisdictions to meet local client and business needs.
Map and optimize end-to-end funding client journeys, from first-time funding to repeat transactions, withdrawals, verification, and failed-transaction recovery.
Define and maintain the product vision, strategy, prioritized roadmap, requirements, and success metrics for client-facing funding products.
Drive measurable improvements in funding conversion, transaction completion rates, client satisfaction, and operational efficiency.
Ensure funding experiences comply with AML/KYC requirements, Source of funds verification, Payment provider regulations, Regional regulatory obligations
Work with the Payments and financial risk teams to balance regulatory requirements with client experience goals.
Act as the liaison between the Product Team, Project Management, Business Intelligence, IT, Business Development, and Management to prioritize tasks and organize the full project delivery lifecycle, including business functional testing.
Use data, experimentation, client research, and funnel analysis to identify funding friction, prioritize opportunities, and guide product decisions.
Monitor product performance and make adjustments to ensure the company’s overall targets are met.
Collaborate with development teams to track the progress of committed features and ensure that client requirements are met.
Communicate product roadmaps and performance indicators periodically to key stakeholders.
Show initiative and suggest ideas to increase the company’s trading volume.

Main requirements:

• BSc/MSc in Business Management, Computer Science or related field.
• At least 3 years of experience as a Product Manager in online trading, fintech, banking, digital wallets, payments, e-commerce, or another regulated financial services environment.
• Fluency in English with excellent verbal and written communication skills.
• Exceptional analytical skills, logical reasoning, and conceptual thinking.
• Excellent interpersonal and team collaboration skills, with the ability to secure buy-in from stakeholders across departments.
• Results-driven, with the ability to overcome challenges, prioritize tasks, and act proactively in a fast-paced environment.
• Excellent communication and presentation skills.
• Ability to work autonomously, think strategically, and take initiative when necessary.

The following will be considered an advantage:

PMP/Prince II and Agile/Scrum certifications
Programming or professional technical experience
FX industry experience

Benefit from:

Attractive remuneration package plus performance related reward   
Private health insurance
Corporate pension fund
Intellectually stimulating work environment
Continuous personal development and international training opportunities

The Hiring Experience: What Awaits You

Let’s Connect – Intro Chat with Talent Acquisition
Deep Dive – First Interview with Your Future Team
Final Connection – Final Interview

XM publishes this vacancy on its own careers site. Applications go straight to XM: use the Apply button on this page.